
EOS Consumer Study 2023
EOS Consumer Study 2023: Is the inflation crisis set to become a debt crisis?
First the Covid-19 pandemic, now record-breaking inflation and an energy crisis: Times have been tough recently, for companies as well as for us as humans. How have consumers in Europe experienced recent months? The “Europeans in Financial Trouble?” EOS Consumer Study 2023 investigated how consumption patterns and payment behaviors are changing in the current economic situation.
For the survey, a total of 7,729 consumers aged between 18 and 65 from 13 European countries provided information about their financial situation. The survey took the form of an online questionnaire and was completed between February 3-9, 2023.

EOS European Payment Practices 2022
EOS Survey “European Payment Practices 2022”: Companies need to step up the pace of their digitalization efforts.
Europe’s companies need to act. Because the payment practices of customers are worse than ever. At the same time, new technologies and social changes are challenging conventional processes and business models.
What are companies doing so as not to miss the boat? How are they making their receivables management more efficient? How data-driven are their decisions – and what is the role of artificial intelligence in this context?
The survey “European Payment Practices”, which EOS conducted in 2022 for the 13th time, provides the answers to these and other questions.
EOS survey “What's the value of data?” 2020
Digital trust as a challenge
The survey shows that consumers are basically willing to disclose personal data to trustworthy companies. And this is precisely where companies still have work to do, because many people do not trust them to handle their personal information responsibly. The greatest challenge for companies will therefore be to break down this mistrust through an appropriate and transparent use of data.
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European Payment Practices 2022
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“What's the value of data?” 2020
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European Payment Practices 2019
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